Abantu abaningi manje basebenzisa izinhlelo zokukhokha electronic. Kuyinto elula kakhulu: imali ye-elektroniki ingahoxiswa ngemali noma ikhokhele noma yiziphi izimpahla noma amasevisi online. Enye yezinhlelo zokukhokha ezithandwa kakhulu yi-WebMoney (WebMoney). Ikuvumela ukuba uvule izikhwama ezilingana nanoma imuphi uhlobo lwemali, futhi unikeze nezindlela eziningi zokheshi imali ye-elektroniki.
Okuqukethwe
- I-WebMoney Wallet
- Ithebula: Ukuqhathaniswa kweWebMoney Wallet
- Yeka ukuthi kunenzuzo kangakanani ukuhoxisa imali ku-WebMoney
- Ngengozini
- Ukudluliswa kwemali
- Abathengiselwano
- Ngingahoxisa imali ngaphandle kokukhomishana
- Izici zokuhoxiswa eBelarus nase-Ukraine
- Izindlela ezihlukile
- Ukukhokha nokuxhumana
- Okushicilelwe ku-qiwi
- Okufanele ukwenze uma isikhwama sikhishiwe
I-WebMoney Wallet
Isistimu yokukhokha ye-WebMoney ngayinye ifana nemali. Imithetho yokusetshenziswa kwayo ilawulwa yimithetho yezwe lapho imali ivela khona. Ngakho-ke, izidingo zabasebenzisi be-e-wallet abanemali elingana nayo, isibonelo, kuma-ruble Belarusian (WMB), angase ahluke kakhulu kulabo abasebenzisa i-ruble (WMR).
Isidingo jikelele kubo bonke abasebenzisi kunoma yiziphi izikhwama ze-WebMoney: kufanele udlule ukuhlonza ukuze ukwazi ukusebenzisa isikhwama
Ngokuvamile, ukuhlonza kunikezwa phakathi kwamasonto amabili okuqala ngemuva kokubhaliswa ohlelweni, kungenjalo isikhwama sizovinjelwa. Noma kunjalo, uma ulahlekelwa isikhathi, ungaxhumana nesevisi yokusekela, futhi izosiza ukuxazulula le nkinga.
Imikhawulo yemali yesitoreji kanye nokuthengiselana kwezezimali zixhomeke ngokuqondile kwisitifiketi seWebMoney. Isitifiketi sinikezwa ngesisekelo sokuhlonza okudlule futhi ngesisekelo semininingwane yomuntu siqu enikeziwe. Uma uhlelo lukwazi ukuthembela iklayenti ethile, amathuba amaningi anikezela wona.
Ithebula: Ukuqhathaniswa kweWebMoney Wallet
| R-isikhwama | I-Z-isikhwama | E-isikhwama | U-isikhwama semali | |
| Uhlobo lwe-Wallet, imali elinganayo | I-ruble yesiRashiya (i-RUB) | I-dollar yaseMelika (i-USD) | I-Euro (EUR) | I-Hryvnia (UAH) |
| Amadokhumenti adingekayo | Ukuphenya kwepaspoti | Ukuphenya kwepaspoti | Ukuphenya kwepaspoti | Akusebenzi okwesikhashana |
| Umkhawulo wemali wesikweletu |
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| Umkhawulo wokukhokha wenyanga |
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| Ayitholakali okwesikhashana. |
| Umkhawulo wansuku zonke wokukhokha |
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| Ayitholakali okwesikhashana. |
| Izici ezengeziwe |
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Yeka ukuthi kunenzuzo kangakanani ukuhoxisa imali ku-WebMoney
Kunezinketho eziningi zokuhoxisa imali ye-elektroniki: kusukela ekudluliselwe ekhadini lebhange ukuze ukhiphe emahhovisi e-system yokukhokha kanye nabalingani bawo. Izindlela ngayinye zikhomba ukushaja ikhomishana ethile. Okuncane kunazo zonke lapho kukhishwa ekhadini, ikakhulu uma likhishwa yi-WebMoney, kodwa lesi sici asitholakali kuma-ruble wallets. Ikhomishana enkulu kunabo bonke abathengiselana futhi uma uhoxisa imali usebenzisa imali yokudlulisela imali.
Ngengozini
Ukuze uhoxise imali kwi-WebMoney ekhadini, ungawubopha esikhwameni sakho, noma usebenzise umsebenzi "Okukhipha kunoma iyiphi ikhadi."
Esikhathini sokuqala, i-"plastic" izobe isibophezele esikhwameni, futhi kamuva ngeke kudingeke ufake imininingwane yayo njalo uma uyikhipha. Kuzokwanela ukukukhetha ohlwini lwamamephu.
Uma kwenzeka ukuhoxiswa kunoma yiliphi ikhadi, umsebenzisi ubonisa imininingwane yekhadi alungiselela ukuhoxisa imali.
Imali idalwe ezinsukwini ezimbalwa. Ukuhoxiswa kwemali ebangeni elilinganiselwe kusuka ku-2 kuya ku-2.5%, kuye ngokuthi ibhange elikhishwe leli khadi.
Amabhange athandwa kakhulu abasebenzisa imali yokusebenzisa imali:
- I-PrivatBank;
- Sberbank;
- I-Sovcombank;
- I-Alpha Bank.
Ngaphezu kwalokho, ungalayela ukukhishwa kwekhadi lekhadi lokukhokha le-WebMoney okuthiwa i-PayShark MasterCard - lokhu kukhetho kuyatholakala kuphela ngemali yemali (WMZ, WME).
Nakhu okunye isimo sengeziwe: ngaphezu kwepasipoti (okumele ukuthi ilayishwe kakade futhi ihlolwe ngabasebenzi beziko lesitifiketi), kuzomele ulayishe ikhophi esetshenzisiwe yesikweletu sensizakalo ngaphansi kweminyaka engaphezu kwezinyanga eziyisithupha. I-akhawunti kufanele ikhishwe egameni lomsebenzisi ohlelweni lokukhokha futhi iqinisekise ukuthi ikheli lokuhlala eliboniswe nguye kuphrofayela lilungile.
Ukukhipha imali kuleli khadi kuhilela ikhomishana ka-1-2%, kodwa imali ifika ngokushesha.
Ukudluliswa kwemali
Ukuhoxisa imali ku-WebMoney kuyatholakala ngokudlulisela imali ngokuqondile. E-Russia, yilokhu:
- I-Western Union;
- UniStream;
- "Crown Golden";
- Othintana naye.
Ikhomishana yokusetshenziswa kwemali ekhokhwayo iqala kusuka ku-3%, futhi ukudluliswa kungatholakala ngosuku okhishwa ngayo ngemali kumahhovisi amabhange amaningi nasemagatsheni aseRussia Post
I-oda leposi liyatholakala futhi, ikhomishini yokuqaliswa okuqala kusukela ku-2%, kanti imali ifika kumamukeli kungakapheli izinsuku eziyisikhombisa zokusebenza.
Abathengiselwano
Lezi yizinhlangano ezisiza ukuhoxisa imali kwi-WebMoney izikhwama ekhadini, i-akhawunti noma ukheshi ezimweni ezinzima (isibonelo, e-Ukraine) noma uma udinga ukuhoxisa imali ngokuphuthumayo.
Izinhlangano ezinjalo zikhona emazweni amaningi. Bathatha ikhomishini yamasevisi abo (kusuka ku-1%), ngakho-ke kuvame ukuthi kwenzeka ukuthi ukuhoxiswa ekhadini noma i-akhawunti kungabiza kancane.
Ngaphezu kwalokho, udinga ukuhlola idumela lomthengisi, ngoba ngokubambisana kwabasebenzi bayo kudluliselwa idatha eyimfihlo (WMID) futhi imali idluliselwa ku-akhawunti yenkampani.
Uhlu lwabathengiselwano lungabonakala kwiwebhusayithi yesistimu yokukhokha noma kwisicelo sayo esigabeni esithi "Izindlela zokuhoxiswa"
Enye yezindlela zokuhoxisa imali kuwebhusayithi yeWebmoney: "Shintsha amahhovisi nabathengisi." Udinga ukukhetha izwe lakho nedolobha efasiteleni elizovuleka, futhi uhlelo luzobonisa bonke abathengisako ababaziyo ensimini oyishilo.
Ngingahoxisa imali ngaphandle kokukhomishana
Ukuhoxiswa kwezimali kusuka ku-WebMoney ekhadini, i-akhawunti yasebhange, ngokukhokhwa noma kwenye inqubo yokukhokha ngaphandle kwemali engenakwenzeka, ngoba akukho nhlangano eyadluliselwa ekhadini, i-akhawunti, enye ikhredithi noma imali, ayihlinzeki ngamasevisi ayo mahhala.
Ikhomishana ayikhokhiswa kuphela ngokudluliselwa ngaphakathi kwe-WebMoney system, uma abahlanganyeli bokudlulisela banesilinganiso esifanayo sesitifiketi
Izici zokuhoxiswa eBelarus nase-Ukraine
Vula isikhwama se-WebMoney, esilingana nama-ruble aseBelarusian (WMB), futhi kuphela labo izakhamuzi zaseBelarus ezithole isitifiketi sokuqala senqubo yokukhokha zingayisebenzisa ngokukhululekile.
I-guarantor ye-WebMoney ensimini yalesi simo yi-Tekhnobank. Kungasehhovisi lakhe ungathola isitifiketi, izindleko zazo ezingama-ruble angu-20 aseBelarusian. Isitifikedi somuntu siqu sizobiza ama-ruble angu-Belarusian.
Uma umnini wesikhwama engeyena umnikazi wesitifiketi sezinga elidingekile, imali ekhwama lakhe le-WMB izovinjelwa aze athole isitifiketi. Uma lokhu kungakaze kwenzeke eminyakeni embalwa, ke ngokusho komthetho wamanje waseBelarus, baba yindawo yombuso.
Kodwa-ke, ama-Belarusiya angasebenzisa amanye ama-wallet WebMoney (futhi, ngokufanele, imali), akhokhele ezinye izinsizakalo futhi azidlulisele kumakhadi ebhange.
Isitifiketi se-WMB esikhwameni ngokuzenzakalelayo "senza kube lula" imali edlulayo kuyo, ehlangene nezinkinga ezingenzeka kusuka enkonzweni yentela
Muva nje, ukusebenzisa uhlelo lwe-WebMoney lokukhokha e-Ukraine kuye kwalinganiselwe - ngokuqondile, i-hryvnia WMU isikhwama manje ayisebenzi: abasebenzisi abakwazi ukuyisebenzisa nhlobo, futhi imali ishintshiwe kuze kube nini nanini.
Abaningi bagweme lokhu kubonga okulinganiselwe kwinethiwekhi ye-VPN-virtual yangasese exhunywe nge-wi-fi, isibonelo, kanye nekhono lokudlulisela i-hryvnia kwamanye amabhondi e-WebMoney (imali noma i-ruble), bese ihoxisa imali ngokusebenzisa izinkampani zezokushintshanisa.
Izindlela ezihlukile
Uma nganoma yisiphi isizathu akunakwenzeka noma isifiso sokuhoxisa imali kwi-WebMoney e-wallet ekhadini, i-akhawunti yasebhange noma ngekheshi, lokhu akusho ukuthi awukwazi ukusebenzisa le mali.
Ukukhokhwa kwe-inthanethi kwamanye amasevisi noma izimpahla kuyatholakala, futhi uma umsebenzisi engayamukeli izimo zokuhoxiswa kwi-WebMoney, angakwazi ukuhoxisa imali esikhwameni sezinye izinhlelo zokukhokha ze-elekhthronikhi, bese ekhishwa imali ngendlela elula.
Kuyafaneleka ukuqinisekisa ukuthi kulokhu ngeke kube khona ukulahlekelwa okukhulu nakwamakhomishini.
Ukukhokha nokuxhumana
Uhlelo lwe-WebMoney lokukhokha lwenza kube lula ukukhokhela izinsizakalo ezithile, kubandakanya:
- izinkokhelo zesevisi;
- ibhalansi yefoni ephezulu phezulu;
- ukubuyisela kabusha ibhalansi yemidlalo;
- ukukhokha umhlinzeki wesevisi ye-intanethi;
- ukuthenga emidlalweni ye-intanethi;
- ukuthenga nokukhokha kwezinsizakalo kumanethiwekhi omphakathi;
- ukukhokhelwa kwezinsizakalo zokuthutha: itekisi, ukupaka izimoto, izithuthi zomphakathi kanye nokunye okunjalo;
- ukukhokhelwa kokuthenga ezinkampanini zomlingani - eRussia, uhlu lwezinkampani ezinjalo kuhlanganisa izinkampani zezimonyo ze-Oriflame, i-Avon, abahlinzeki bezinsizakalo zokubamba Beget, MasterHost, isevisi yokuphepha yeLegion nabanye abaningi.
Uhlu oluqondile lwezinsizakalo nezinkampani zamazwe ahlukene nezifunda ezahlukene zingatholakala kuwebhusayithi noma kuhlelo lokusebenza lwe-WebMoney.
Udinga ukukhetha isigaba esithi "Ukukhokhwa kwezinsizakalo" ku-WebMoney nasekhoneni elingenhla elingakwesokudla kwewindi elivula likhombisa izwe lakho nesifunda sakho. Uhlelo luzobonisa zonke izinketho ezitholakalayo.
Okushicilelwe ku-qiwi
Abasebenzisi be-WebMomey system bangabopha i-Qiwi isikhwama uma izidingo ezilandelayo zitholwa umsebenzisi:
- uhlala eRussian Federation;
- unesitifiketi esisemthethweni noma ngisho nezinga eliphakeme;
- wadluliswa.
Emva kwalokho, ungakwazi ukuhoxisa imali esikhwameni se-Qiwi ngaphandle kwezinkinga noma isikhathi esengeziwe nekhomishana ka-2.5%.
Okufanele ukwenze uma isikhwama sikhishiwe
Kulesi simo, kusobala ukuthi ngeke ukwazi ukusebenzisa isikhwama. Uma lokhu kwenzeka, into yokuqala okumele uyenze ukuxhumana nokusekela kwe-WebMoney ezobuchwepheshe. Abashayeli basabela ngokushesha ngokwanele ukusiza ukuxazulula ubunzima. Cishe, bazochaza isizathu sokuvimba, uma kungenakuqondakala, futhi bayokusho ukuthi yini engenziwa esimweni esithile.
Uma isikhwama sikhishwa ezingeni lesishayamthetho - isibonelo, uma imali mboleko ingakhokhiwe ngesikhathi, ngokuvamile ngeWebmoney - ngeshwa, ukwesekwa kwezobuchwepheshe ngeke kusize kuze kube yilapho isimo siphenduliwe
Ukuze uhoxise imali ku-WebMoney, kukwanele ukukhetha indlela elula kakhulu futhi inenzuzo ngokwakho kanye, kanti ngokuqinisekile kuzoba lula ukuhoxisa esikhathini esizayo. Kudingekile kuphela ukuthola izindlela zayo ezitholakalayo kwesikhwama esithile endaweni enikeziwe, inani elamukelekayo lekhomishini kanye nesikhathi esihle sokuhoxiswa.
