Abasebenzisi ngokuvamile izitolo ze-intanethi zisebenzisa isikhathi esiningi ukukhetha umkhiqizo kunokuthenga. Kodwa ngokuvamile kufanele ucabange ngokukhokha. I-AliExpress kule ndaba inikeza amathuba amaningi okukhetha izinkokhelo zokukhokha ukuze amakhasimende angakwazi ukuthenga kalula nganoma iyiphi indlela. Ngakho umsebenzisi ngamunye angakhetha ukhetho oluthandwa kakhulu kuye.
Ukuphepha
I-AliExpress ibambisana ngokuqondile nezinhlelo zokukhokha ezihlukahlukene kanye nemithombo ukuze kungabi nje kuphela ukuhlinzeka abathengi ngokukhetha okubanzi, kodwa futhi nokwandisa izinga lokuthembeka kwe-microtransactions.
Kubalulekile ukwazi ukuthi ngemuva kokuthenga, imali ayidluliselwa kumthengisi kuze kube yilapho ikhasimende liqinisekisa ukutholakala kwezimpahla, kanye nokwaneliseka ngezimpahla. Ukuvikelwa kokudluliswa kudluliswa ngemuva kokuphela kwesikhathi "Ukuvikelwa komthengi".
I-AliExpress ayigcine imali kuma-akhawunti wayo ukuze isebenzise esikhathini esizayo! Ifomu elilodwa kuphela leli senzo ukuvimba izimali kuze kuqinisekiswe ukuthengwa. Uma ngabe isevisi izonikela ukugcina imali ngokwayo - lokhu kungenzeka ukuthi ama-fraudsters aziguqula njengesayithi.
Ukukhokhwa kwempahla
Isidingo sokukhokha izimpahla senzeke esigabeni sokugcina sohlelo.
Enye yamaphuzu okubhalisa igcwalisa ifomu lokuthenga. Ngokwezinga, uhlelo lunikeza ukukhokha ngekhadi leVisa. Umsebenzisi angachofoza umaka "Enye indlela" bese ukhetha noma yikuphi kulabo abaningi abahlongozwayo. Uma ngabe yiliphi ikhadi lebhange selivele ligcinwe ohlelweni, le ndlela izochazwa ngezansi. Kuzodingeka ukukhomba umbhalo ohambelana ngezansi bese uchofoze ukuvula iwindi elifunayo. Lapho ungakhetha.
Emva kokuqinisekisa ukuthengwa, umthombo ocacisiwe uzokhipha izimali ezikhishwe imali edingekayo. Njengoba sekushiwo kakade, kuzovinjelwa kusayithi kuze kube yilapho umthengi ethola umyalelo futhi eqinisekisa iqiniso lokwaneliseka ngokuthengiselana.
Ngayinye yezinketho zokukhokha inezinzuzo nezinkinga zayo, kanye nezici.
Indlela 1: Ikhadi laseBhange
Ikhetho elikhethwa kakhulu yilokho ibhange ngokwayo linikeza ukuvikeleka okungeziwe kokudluliselwa. I-AliExpress isebenza ngekhadi le-Visa ne-MasterCard.
Umsebenzisi uzodingeka ukuthi agcwalise ifomu elijwayelekile lokukhokha kusuka ekhadini:
- Inombolo yekhadi;
- Idethi yokuphelelwa yisikhathi yekhadi ne-CVC;
- Igama nesibongo somnikazi njengoba kubonakala kumephu.
Emva kwalokho kuyoba nokudluliselwa kwemali ekukhokheleni ukuthenga. Isevisi izosindisa idatha yekhadi ukuze ukwazi ukukhokha ngaphandle kokugcwalisa kabusha ifomu, uma into ehambelana nayo ikhethiwe uma ufaka idatha. Umsebenzisi angashintsha futhi ikhadi, uma kunesidingo, ngokukhetha "Ezinye izindlela zokukhokha".
Indlela 2: QIWI
I-QIWI iyihlelo lokukhokha elikhulu lamazwe omhlaba jikelele, futhi lilinganisa okwesibini ekuthandweni emva kwamakhadi esikweletu ngokwemvamisa yokusetshenziswa. Inqubo yokusebenzisa i-QIWI nayo ilula.
Uhlelo ngokwalo luzodinga kuphela inombolo yocingo lapho i-wallet ye-QIWI ifakwe khona.
Emva kwalokho, umsebenzisi uzoqondiswa kabusha kusayithi lensizakalo, lapho kuzodingeka idatha eyengeziwe - indlela yokukhokha nephasiwedi. Ngemuva kokusungulwa, ungakwazi ukuthenga.
Kubalulekile ukusho ukuthi inzuzo enkulu yalesi simiso sokukhokha ukuthi u-Ali akakhokhisi imali yokuthengiselana kusuka lapha. Kodwa eziningi zezimayini. Kukholelwa ukuthi inqubo yokudlulisela imali ku-QIWI ku-Ali yinkampani ekhokhelwa kakhulu - kunezikhathi ezivame kakhulu zokuhoxiswa kabili kwezimali, kanye nokweqa "Kulindele ukukhokha". Futhi idluliselwa kusuka lapha kuphela kuma-dollar.
Indlela 3: I-WebMoney
Uma ukhokha nge-WebMoney service ngokushesha unikezwa ukuya kusiza esisemthethweni. Lapho ungangena ngemvume ku-akhawunti yakho futhi uthenge ngemva kokugcwalisa ifomu elidingekayo.
I-WebMoney inesistimu yokuphepha ye-paranoid, ngakho-ke lapho usayina isivumelwano sokubambisana no-Ali, kwakukhona isidingo sokuthi isevisi idluliselwe kuwebhusayithi esemthethweni yesistimu yokukhokha, futhi ayizange isebenzise noma yikuphi ukuxhumana okudlula. Lokhu kungadala ukuxhaphazwa okuningi futhi kunciphise ukuphepha kwamakhasimende we-WebMoney amaklayenti.
Indlela 4: Yandex.Money
Indlela yokukhokha ethandwa kakhulu nge-wallet e-inthanethi eRussia. Uhlelo lunikeza okukhethwa kukho okubili - okuqondile kanye nokheshi.
Esikhathini sokuqala, umsebenzisi uzoqondiswa kufomu elifanele lokwenza ukuthenga kusuka esikhwameni. Futhi kuyatholakala ukusetshenziswa kwekhadi lebhange eliboshwe esikhwameni se-Yandex.Money.
Esikhathini sesibili, umkhokheli uzothola ikhodi ekhethekile oyodinga ukuyikhokhela kunoma yikuphi ukuphela okukhona.
Uma usebenzisa le ndlela yokukhokha, abasebenzisi abaningi babhala amacala avame ukudluliselwa kwemali ende.
Indlela yesi-5: i-Western Union
Kungenzeka futhi ukusebenzisa imali yokudlulisela imali usebenzisa i-Western Union. Umsebenzisi uzothola imininingwane ekhethekile okuzodinga ukuthi udlulisele izindlela zokukhokha ngesamba esidingekayo.
Lolu khetho luyingozi kakhulu. Inkinga yokuqala ukuthi izinkokhelo zamukelwa kuphela ku-USD, futhi akukho nenye indlela, ukuze ugweme izinkinga ezengeziwe ngokuguqulwa kwemali. Okwesibili ukuthi izinkokhelo zamukelwe ngomkhawulo othile. Amathoyizi amancane nezesekeli azikwazi ukukhokhelwa ngale ndlela.
Indlela 6: Ukudluliselwa kweBhange
Indlela iyafana ne-Western Union, kuphela ngokudluliselwa kwebhange. I-algorithm iyafana ngokuphelele - umsebenzisi uzodinga ukusebenzisa imininingwane enikeziwe yokwenza imali yokudlulisela imali egatsheni lasebhange esebenza ne-AliExpress ukudlulisela inani elidingekayo lokuthenga. Le ndlela ibaluleke kakhulu kulezo zifunda lapho kunezinye izinhlobo zokukhokha ezingatholakali, kufaka phakathi i-Western Union.
Indlela 7: Isikweletu sefoni yeselula
Ukukhetha okuhle kulabo abangenakho okunye. Ngemva kokufaka inombolo yocingo efomu, umsebenzisi uzothola i-SMS ukuqinisekisa ukukhokha kusuka ku-akhawunti yefoni yeselula. Ngemuva kokuqinisekisa, inani elidingekayo lizonqunywa kusuka ku-akhawunti yefoni.
Inkinga lapha kukhona amakhomishini angalawulwa, ubukhulu bawo obunjwa yilowo opharetha ngamunye. Kubikwa ukuthi kunezikhathi eziningi zokuphazanyiswa ngokufika kwe-SMS-isiqiniseko. Futhi ngokuvamile, lapho kudingwa ukukhokhwa kwesibili, umlayezo usakwazi ukufika, futhi emva kokuqinisekiswa imali iphikisiwe kabili, futhi umsebenzisi ukhishwa ama-oda amabili. Indlela kuphela yokuphuma ukushiya okwesibili ngokushesha, okuzokuvumela ukuba ubuyisele imali esetshenzisiwe ngemva kwesikhathi esithile.
Indlela 8: Ukukhokhelwa kwezimali
Ikhetho lokugcina, elithandwa ngokungabikho kwezinye izindlela. Umsebenzisi uzothola ikhodi ekhethekile okudingeka uyikhokhe kunoma yisiphi isitolo esisebenza nenethiwekhi ye-ALiExpress.
La maphuzu afaka, isibonelo, inethiwekhi yezitolo ze-digital. "Svyaznoy". Kulesi simo, kuzodingeka ucacise inombolo yeselula evumelekile. Uma ngabe i-oda likhanseliwe noma lingenziwanga nganoma iziphi izizathu, imali izobuyiselwa ku-akhawunti yeselula.
Ukuncishiswa kokudluliselwa kwamakhomishana kanye namakhomishana kuncike kunoma yisiphi isitolo nokuthi yisiphi isifunda sezwe okwenzekayo. Ngakho le ndlela nayo ibhekwa njengokwethenjelwa kakhulu.
Ukuvikelwa kwabathengi
Umsebenzisi ngamunye uma ebeka i-oda isenzo esenzelwe "Ukuvikelwa kwabathengi". Lolu hlelo luhlinzeka ngokuqinisekisa ukuthi umthengi ngeke akhohliswe. Okungenani, uma ezokwenza konke okulungile. Izinzuzo zesistimu:
- Uhlelo luzogcina imali efomini elivinjelwe futhi ngeke lidlulisele kumthengisi kuze kube yilapho umthengi eqinisekisa ukwaneliseka ngezimpahla ezitholiwe, noma kuze kube yisivikelo sokuphelelwa yisikhathi - ngokuvumelana nesilinganiso kuba izinsuku ezingu-60. Ezimweni zezimpahla ezidinga izidingo ezikhethekile zokudiliva, isikhathi sokuvikela sisele. Futhi, umsebenzisi angakwazi ukunweba isikhathi sokuvikelwa uma isivumelwano senziwa nomdayisi mayelana nokulibazisa kwezimpahla noma isikhathi eside sokuhlola izimpahla.
- Umsebenzisi angayithola imali ngaphandle kokunikeza isizathu uma ecela ukubuyiselwa imali kuze kube yilapho iphakheji ithunyelwa. Kuye ohlelweni lokukhokha, ubude bokubuya bungahlukana ngesikhathi.
- Imali izobuyiselwa ngokugcwele kumthengi, uma le phasela ingafinyeleleki, ayithunyelwanga ngesikhathi, ayilandelwa, noma iphasela elingenalutho linikezwe ikhasimende.
- Kuyafana nokuthola izimpahla ezingahlangabezane nencazelo kwiwebsite noma echazwe kulesi sicelo, ezinikezwe ngesethi engaphelele, kwifomu elimele noma elimele. Lokhu kuzodinga inqubo yezinqubo, ukuvula ingxabano.
Imininingwane eyengeziwe: Indlela yokuvula ingxabano ku-AliExpress
Kodwa uhlelo alukwazi amaphutha, ngokuvamile avame emva kwesikhathi eside sokusebenzisa isevisi.
- Okokuqala, inqubo yokubuyiselwa kwemali cishe isithatha isikhathi esithile. Ngakho uma isiphetho sasiphoqa ukuba sishiye ukuthenga ngisho masinyane emva kokubeka umyalo, ukubuyiselwa kwemali kuyodingeka silinde.
- Okwesibili, uhlelo lokukhokha kwezimpahla lapho selithola ngeposi alukasetshenziswanga, futhi bambalwa abathengisi basebenzisa ukuthumela kweposi ngokwabo ekhelini. Ibuye ihambisane nezinye izici zokuhweba kuka-Ali. Ikakhulukazi le nkinga izwa emadolobheni amancane.
- Okwesithathu, amanani ahlala ehlala e-dollar yase-US, ngakho-ke ithomeke ngesilinganiso sawo. Ngenkathi izakhamuzi zamazwe lapho imali esinikeziwe isetshenziswa njengendlela eyinhloko noma ejwayelekile kakhulu engazizwa ushintsho, abanye abaningi bangase bazizwe behluke kakhulu emanani. Ikakhulukazi eRussia ngemuva kokunyuka okukhulu kwentengo ye-USD kusukela ngo-2014.
- Okwesine, akuzona zonke izixazululo ze-AliExpress ochwepheshe abazimele. Yiqiniso, ezinkingeni zabakhiqizi abakhulu emhlabeni wonke, labo abavame ukuzama ukuhlangabezana nezidingo zomthengi futhi baxazulule izinkinga ngendlela elula kakhulu futhi engabambisani nhlobo. Kodwa-ke, uma usengena endaweni engahambisani naso, izazi ngesikhathi sokuxazulula impikiswano evuthayo zingase zihlale eceleni komdayisi ngisho noma umthwalo wokufakazela ukulungiswa kwamakhasimende kukhulu ngempela.
Yiba njengoba kungenzeka, ngokuyinhloko ukuthenga imali ku-AliExpress kusezandleni eziphephile. Ngaphezu kwalokho, ukhetho lwezindlela zokukhokha lukhulu, futhi cishe zonke izimo ezikhona zingabonwa. Lesi esinye sezizathu zalokhu ukuthandwa komthombo.
