Izinsizakalo ze-E-commerce zikuvumela ukuba ukhokhe izimpahla nezinsizakalo kwi-intanethi. Zinezinga eliphakeme lokuvikeleka kokuthengiselana kwezezimali futhi zingaxhumana nezikhungo zamabhange zendabuko. Ku-Runet, izinsizakalo ze-Yandex Money kanye ne-QIWI Wallet zithandwa kakhulu. Ngakho-ke, sizoqhubeka sizama ukuthola ukuthi ubani ongcono.
Ukubhalisa
Ukubhaliswa kokubili izinsizakalo kwenziwa ngefoni ephathekayo. Ukwakha isikhwama se-Qiwi, mane nje ufake inombolo bese uyiqinisekisa nge-SMS. Emva kwalokho, uhlelo luzohlinzeka ukugcwalisa olunye ulwazi lokuxhumana (igama, usuku lokuzalwa, idolobha).
Inombolo yocingo lapho i-Qiwi ibhalisiwe ihambelana ne-akhawunti yomuntu siqu. Isetshenziselwa ukugunyazwa ku-akhawunti yakho, ukudluliselwa kwemali kanye neminye imisebenzi ngemali.
I-akhawunti ekukhokheni kwe-electronic Yandex Money idalwe uma unebhokisi lemeyili kwimithombo yegama elifanayo (uma kungenjalo, izonikezwa ngokuzenzekelayo). Ngokuzithandela, ungasebenzisa idatha kusuka kuphrofayela kwinethiwekhi yokuxhumana ye-Facebook, i-VK, i-Twitter, i-Mail.ru, i-Odnoklassniki noma i-Google Plus.
Ukugunyazwa ku-Yandex Mani, ngokungafani ne-Kiwi, kwenziwa nge-imeyili noma ukungena ngemvume. I-akhawunti ye-ID eyingqayizivele inikezwa ngabanye futhi ayikwazi ukufanisa nenombolo yocingo.
Bheka futhi: Indlela yokudala isikhwama se-Yandex.Money system
Ukubuyiswa kwe-akhawunti
I-QIWI ne-Yandex Money ibhalansi ingazaliswa ngokuqondile kwisayithi elisemthethweni lenkokhelo yokukhokha. Ukwenza lokhu, mane nje ungene ku-akhawunti yakho bese ukhetha enye yezindlela ezitholakalayo zokudlulisela imali.
Zombili izinhlelo zokukhokha zisekela ukubuyiswa kwe-akhawunti usebenzisa ikhadi lebhange, ibhalansi yeselula neyomali (nge-terminal terminals nama-ATM). Ngesikhathi esifanayo kwi-Yandex Money, ungakwazi ngokushesha ukuphonsa imali nge-Sberbank Online.
I-QIWI ayisebenzi ngokuqondile ne-Sberbank, kodwa ikuvumela ukuthi ugcwalise i-akhawunti ngaphandle kokukhokhiswa "Umholo ku-intanethi". Le nsizakalo iyatholakala kuphela kubantu abangaphezu kweminyaka engu-18 ubudala.
Bheka futhi: Indlela yokudlulisela imali kusuka ku-Sberbank kuya ku-QIWI
Ukuhoxiswa kwezimali
Kuyasiza kakhulu ukusebenzisa izinhlelo zokukhokha electronic ukukhokhela izimpahla kanye nezinsizakalo kwi-intanethi. I-QIWI ikuvumela ukuba uhoxise izimali ekhadini lepulasitiki, kwelinye ibhange, kwi-akhawunti yenhlangano kanye nosomabhizinisi ngamunye, ngokusebenzisa uhlelo lokudlulisela imali.
I-Yandex Money inikeza amakhasimende ayo izindlela ezifanayo: ekhadini, kwenye uhlelo lokukhokha electronic, kwi-akhawunti yasebhange yomuntu wemvelo noma wezomthetho.
Ikhadi le-plastic elinekhanda
Kulabo abavame ukukhipha izimali ezivela ku-akhawunti yesistimu yokukhokha, i-QIWI ne-Yandex Money isipho sokuthenga ikhadi leplastiki. Angakhokha ezitolo ezingaxhunywanga, sebenzisa ukuhoxisa izimali ezivela kuma-ATM, kufaka phakathi kwamanye amazwe.
Uma i-"plastic" ingadingekile, futhi i-akhawunti isetshenziselwa kuphela ukukhokha izimpahla nezinsizakalo kwinethiwekhi, ngakho-ke izitolo ezingasebenzi ne-Kiwi noma i-Yandex. Izimali zombili izinhlelo zokukhokha ze-elektroniki zinikeza ukukhokhela ikhadi lepulasitiki langempela mahhala.
IKhomishini
Ubukhulu bekhomishana buzohluka kakhulu kusuka endleleni ekhethiwe yokuhoxiswa. Ukuze uhoxise imali ekhadini le-QIWI, kuzodingeka ukhokhe u-2% kanye nama-ruble angu-50 (kuphela eRussia).
Ukuze uhoxise izimali kusuka ku-Yandex, umsebenzisi uzokhokhiswa imali eyengeziwe ye-3% nama-ruble angu-45. Ngakho-ke, ukukhipha imali ku-Kiwi kufaka ngaphezulu.
Ikhomishana ibalwa ngamanye imisebenzi ahluke kakhulu. Ngaphezu kwalokho, i-Yandex.Money ne-Qiwi Wallet ingaxhunyaniswa. Bese ukhokha ukuthenga kanye nezinsizakalo kwi-intanethi kuzoba nenzuzo kakhulu nakakhulu.
Bheka futhi:
Ukudluliswa kwemali kusuka ku-QIWI Wallet kuya ku-Yandex.Money
Indlela yokugcwalisa i-QIWI Wallet usebenzisa isevisi ye-Yandex.Money
Imingcele nemingcele
Isamba esiphezulu sokudlulisa izimali phakathi kwama-akhawunti ahlukene kuncike esimeni sephrofayela samanje. I-Yandex Money inikeza amakhasimende amagama angaziwa, aqanjiwe futhi ahlonziwe. Ngamunye nomkhawulo wayo kanye nemingcele.
I-Kiwi Vallet isebenza ngokulandela uhlelo olufanayo. Uhlelo lokukhokha lwe-elekthronikhi lwamakhasimende alo izinhlobo ezintathu zemallet, okungenani, isimo esisisekelo nesobuchwepheshe.
Ukwandisa izinga lokuthembela ohlelweni, kuyadingeka ukuqinisekisa ukuthi ungubani usebenzisa idatha yepasipoti noma ehhovisi eliseduze le nkampani.
Chaza ukuthi yiziphi izinhlelo zokukhokhelwa kwe-elektroniki ezingeke zibe ngcono. Ukukhishwa kwezimali kusuka ku-akhawunti ye-elekthronikhi, kutuswa ukuba ukhethe i-QIWI Wallet. Uma isikhwama sidinga ukukhokha okusheshayo kokuthenga nezinye izinkokhelo online, kungcono ukusebenzisa iYandex Money. Ungakwazi ukugcwalisa ama-akhawunti womabili ngama-cash (ngokusebenzisa ama-terminals noma ama-ATM) noma usebenzisa amabhange ase-intanethi.
Bheka futhi:
Ukufunda ukusebenzisa i-wallet QIWI
Indlela yokusebenzisa isevisi yeYandex.Money
